I loved the humour, the critical look at American society that lives as if they deserve all that they have - even though it is only on credit . Turns out you owe nothing- all depends on the politics of the country you live in. Scary though that it may come to pass the way things are going. Cautionary tale? Nahh, there is nothing you can do to stop it - so just be ready for things to come as Shriver described. So many in depth observations of the life we live.