It is just another incomplete game from Yamauchi and Polyphony. The micro transactions and reduction in race pay outs is the last straw. I will not give another dime to this game. This is sad for the developers who made a beautiful game for it to be ruined by poor choices.
1.15 Update
Still garbage. Just when you thought the game was getting better, PD reverses everything and it becomes one if the worst "simulators" I have ever played. Having devoted time to this franchise since the first release on PSONE, I am incredibly disappointed and dissatisfied. I have never received anything more than a $10k roulette payout. No exaggeration, PD can check my game logs. That is disgusting.
Not a single race is actually fun to drive. I have to grind for hours to get anything, thus making the game become monotonous and lame. I have stopped playing and I will NEVER divulge any time or money into a polyphony digital game with Kaz behind it ever again. Ever again!
Final note: I have never used nor heard of Hagerty Insurance before playing this game. I own two vehicles that will also NEVER see a dime from me.