Great book if you want practical steps to get out of paycheck to paycheck. I have listened to Dr. Shallua for many years and he has helped me a lot in my financial journey. This is a great compilation to average person who is struggling to make it and wants to start where he or she is, meaning no big capital to start huge but ordinary salary that is divided and pulled in all direction. I bought this book to all my kids and my friends as it has lots of wisdom and simplicity. It is fun to read this book; it has lots of stories, illustrations and personal struggles he went through to get here he currently is. Thumbs up!!!!!!!