Gameplay is good when it works. You get 8 missions, always online, for your 40 dollars and most of the time won't be able to play because there is no single player mode. Progression is exclusively tied to challenges not to anything else so you actively fight players to get kills on certain enemies. Why grab more than the minimum required loot ever? Simple answer you won't. For now give it a pass and come back when things are this bad. Go back to payday 2 for your payday fix. It's a better game.