If I could give them without a star, I will give NONE. This company is a TOTAL RIPOFF... Don't be deceived by the interest rate which is 3.99%.. The question is, was it APR? NOPE, we were hoaxed by the agent that sold us the solar panel from VIVINT!!!! The interest rate was DAILY...imagine that...DAILY INTEREST! So compound that 3.99x365days in a year, that is 1,456.35% of the total amount that was financed under you! Good thing that I found it early however I don't know how to refinance the amount and pay them off right away for them not to RIP us off even further!!!! Please do not sign for financing with them!!!