I’m skeptical of anything I see and hear on the World Wide Web. The video was extremely long not five minutes. It didn’t give information just testimonials of people coming out of the credit struggles. I did not purchase a book, I saw that this company wanted my card/ bank information that which was a red flag for me. My goal now is to always look for red flags. People/Companies need to have dignity and integrity and not try to hurt others to get ahead.