Person response in that situation will be 1000 miles away from what has been portrayed. A guy having AK47 gun choses to fight in hand combat.
Probably purposefully the female character has been protrayed as dumb. She is recording voice message infront of terrorist, in washroom where terrorist might have heard her. She calls out name of her husband, thus revealing her identity herself.
No matter why indian movie are shot without common sense and creativity.
If you are having 2 hrs , watch some other movie. It’s a garbage.