The College Investor

@thecollegeinvestor177K total followers

About

Provides expert financial news and advice, focusing on money and education. Content navigates student loan debt, college funding, and wealth building. Offers unbiased articles, guides, and reviews. Recognized financial experts contribute, with work referenced by major news organizations and legal bodies. Content undergoes rigorous expert review for accuracy and is regularly updated.

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If you're looking to pick a student loan repayment plan, here's what you need to know, broken down.

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Student loan repayment plan 101: - RAP - IBR - Standard - Tiered Standard - PAYE/ICR - Extended - Graduated - SAVE/REPAYE Here’s what to know! #studentloans #studentloanforgiveness #pslf #greenscreen

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A few cents per item sounds harmless. Wisconsin inspectors found 9% of the Dollar General items they scanned in 2023 rang up high, by 17% on average. For a family spending $50 a week there, that's about $40 a year.

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The Education Department gave cosmetology programs until at least 2029 before earnings-test penalties, betting No Tax on Tips pulls hidden tip income onto tax returns. The IRS data that could test that bet is still unpublished.

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SUNY and UConn's free application windows close tomorrow, November 2. Still free after that: Georgia (60+ colleges, through Nov. 30), CUNY (through Nov. 16) and South Dakota's public universities (through Nov. 30).

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Shopping at Dollar General this week? Snap a photo of any sale tag before checkout. Then compare it to your receipt before you leave the store. If the price is wrong, ask for the posted price on the spot.

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Treasury says more than 6 million filers claimed the No Tax on Tips deduction, averaging over $7,100. What nobody outside the government knows yet is how that relief split across income groups. That's what the delayed IRS data would show.

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Who's trying to finish their CSS Profile today?

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The IRS was supposed to publish detailed data on the 2025 tax law in July. It's November, and the tables showing who actually benefited from No Tax on Tips are still marked "pending" while the IRS waits on Treasury approval.

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The FTC and 20 states sued Dollar General, alleging its stores charged more at the register than the shelf tags showed. The complaint cites 29,265 "Did Not Honor Marked Price" complaints from January 2023 through March 2026.

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Japan requires about 1,700 fewer class hours than the U.S., and South Korea about 2,500 fewer. Both outscored American teens in math by roughly 60 points. The longer school day isn't where the advantage comes from.

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Rep. Anna Paulina Luna's post says 2.5%. The bill she has backed in Congress, H.R. 2003, sets the rate at 2%. It has sat in committee since March 2025. Nothing changes for borrowers until a bill passes and gets signed.

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The 180-day rule matters for University of Providence students. If the closure date is set at Aug. 20, 2027, students who leave before about Feb. 21 would fall outside the closed school discharge window.

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A 2.5% cap would cut about $11,800 in interest off a $30,000 Parent PLUS loan over 10 years. Borrowers on RAP would see far less change, since unpaid interest is already waived every month.

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One of our favorite things to update every single month is our media mentions page, to see who's been citing us and what that looks like around the web. Shoutout to @alertmouse for making it 1000x easier to monitor and track mentions. We've been doing it since 2014 and now the process is so automated! https://t.co/cOIDLJ1AJl

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U.S. students are required to sit through 8,917 hours of class across elementary and middle school. The OECD average is 7,642. Their math score on the latest PISA exam is 463, exactly the OECD average. More hours haven't bought better results.

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University of Providence students: the path you choose also decides your federal loans. Finish a comparable program through a teach-out or transfer, and those loans generally stay. Stop without carrying credits over, and a closed school discharge may cancel them.

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Trump says he "might" support capping federal student loan interest at 2.5%. Rates on new federal loans this school year: 6.52% for undergrads, 8.07% for grad students and 9.07% for PLUS loans.

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Kansas requires 186 school days, while Colorado gets by with 160. Over a full K-12 career, that difference adds up to 338 days, almost two full school years. Where a kid grows up decides a lot more than the zip code.

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The University of Providence in Great Falls, Montana, will close August 20, 2027. Enrollment fell to about 430 students from 957 in 2016, and the school lost money in nine of its last 10 fiscal years.

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Unpopular student loan take: for most federal borrowers, paying interest in school is the wrong move. The two exceptions are private loans, where it's a trade-off, and new Parent PLUS loans, which have no RAP and no PSLF path.

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PSLF Buyback math from the new AFT lawsuit: an Ohio nurse needs 22 buyback months, estimated at $8,400 or less. Paying the same months at his new $700 rate costs about $14,700. The wait is the expensive part.

X (Twitter) · 2 days