He had a licensed Advantage insurance agent on his show describing how wonderful her product was. No mention was made of the advantage programs limits, co pays, hospital co-pays, PPO requirements on hospitals and pre-approval for surgeries, etc. Never mentioning that people can purchase supplemental insurance to cover the 20% of Medicare. Dr Phil did not even ask the agent if there were any do wn sides to the advantage program. Loosing my respect for Dr Phil.