I, like many others, understand that this is a "new" game and it will in these days times, most likely have a "few" issues.
Payday 2 was basic and to the point. Offline missions to get you started or gearing up, never had an issue from the start.
With the now online only mode, even with crossplay it will take you forever to find a mtach (I hear they are working on this but still). No solo play option which is a Huge mistake.
Luckily (or unluckily) I got the game included with xbox gamepass for PC so did not have to purchase premium price, but this also has led to limitations as to directx 11 or 12. Which should be specificable in options.
The creating account thing is extremely annoying and spent about 10mins P***sing about making a new account, linking an account, remembering passwords etc only to find the account I made was actually viable even though coming from gamepass.
Upon entering the game feeling great that all my graphics options were good to go, open the first door and lag straight away.. tried a bit more and lag.. my system can still do high to ultimate on COD and all modern shooters.. but lowered all of these options anyway to low.. same issues (shaders issue?!)
Looked up how to make the game run in dx12 just in case and not a Viable option in Xbox game pass.
Went to try the "full" game and met by the same thing others are saying.. even though xplay is enabled, sat on the matchmaking screen for about an hour.
Every new game has issues but with the new online only aspect noone can even try the game, let alone play it.
Gonna have to rate it low until they work their S**t out and make an actual playable game.. sad because this should've been one of the top ranking games.