Kaija Balodis

One of the best books I’ve ever read - it’s quite simply the Chanel of financial literacy and money psychology books. I could relate to so much of Emma’s story. She’s witty, deadly clever and provides deeply thoughtful and well researched examples on why we over spend. In a world gone mad with consumerism this is the book every girl (and boy) needs to read get a handle on why it’s so damn hard to budget, why shoes are not really a long term investment strategy and why you are probably better with money than you think! Buy one for you, your kids and bestie!!